This hasn't impacted all lenders.. so alternatives are available,. there are always ways to navigate short-term volatility.

Like any alternative investment, you need to look closely at the management team, business stability, track record, and asset diversification.

For the initial purchase, I’ll sometimes use alternative lenders if they offer better leverage, but that depends on the situation.

At best, maybe an expensive private or alternative lender would consider it, but even that’s a stretch.In my opinion and most importantly beyond the financing hurdles, you have to ask why a seller is willing to carry a 30% second up to the full purchase price instead of selling the property in a normal, arms-length transaction.

Alternatively, I will anticipate the desired lease renewal date and price the unit a little higher and offer a "discount" with a lease period that aligns with more favorable leasing seasons.

My last purchase is up over $1m above my costs in 3.5 years. 3) alternate rent models (rent by room, STR, MTR).

.), but I am curious about alternative approaches, partnerships or marketing ideas that have worked for you.I am also interested in learning more about insurance-placed tenants (families displaced due to fire, water damage, etc.). 

Alternatively we are thinking open everything back up and connect upper unit with attic.

My studies have allowed me to gain a strong understanding of traditional investment instruments, but have not exposed me to alternative investment opportunities such as real estate.

It costs more upfront, but the alternative is re-doing it again when the patch fails.