Dino - you’ve put yourself in a fantastic position to house hack.

A thirty or forty thousand dollar rental in a low income area is absolutely fragile if you are holding it for cash flow and carrying the CapEx obligations yourself.

Let’s take a peek at a Federal Reserve Chart of Historical Housing Prices and focus on the largest housing market correction of our lifetime.

Avoid quirky homes with odd floor plans, low ceiling heights, etc.

The kind of houses most investors scroll past because they only see problems.

Great points from Stacy on the lending side, especially how W-2 income makes conventional loans easier and how DSCR loans give investors more flexibility once the property cash flows.

While it sounds simple—buy enough properties so the income replaces your current income—there's more to achieving financial independence than reaching a fixed dollar amount.

Instead, they get added to your basis and recovered slowly through depreciation.So your taxable income formula stays the same, and CapEx affects your taxes indirectly over time rather than reducing your taxable income in the year you spend the money.

When house hacking, you’re giving up one unit’s rent, which drops the property’s gross income and overall cash flow.

Padsplit-style income is great, but only if the demand is strong and consistent.2.