YOU DO NOT NEED TO CARRY A BALANCE.One other issue to be aware of that greatly affects your scores - most modesl monitor:1) How much of each card's limit you are using2) How much of all combined limits you are usingThe higher your limits on both, the higher risk of you defaulting and the lower your score.RENTALSYou obviously bought Class C properties and were unprepared to deal with corresponding Class C tenants.Recommend you restart with ONE Class B rental this time and HouseHack - live in one bedroom and rent out the other bedrooms.

It works fine for now but it doesn't scale well.I’d like to hear from those of you with five units or more, what tools or systems are you using to stay on top of your finances and monitor your portfolio performance?

But if you chase BS spread-sheets and BS cash-flow #'s from BAD quality asset's, buying yourself a reoccurring operational expense....

They are tracking city council discussions, monitoring neighborhood sentiment, analyzing seasonality, tourism patterns and working with compliance-focused companies to ensure they stay legal as rules evolve to build a short term rental business that lasts.

The two years of assessment were for fire monitoring.

Do the inspection, communicate with the tenants, treat the unit and monitor regularly!

I like to track my return on equity to monitor when to tap into equity of a home to scale or 1031.

Ask your friends, ask your coworkers, monitor room rental websites. 

Here’s what to focus on next so the project stays profitable and low-stress:     - Nail Down Your Numbers     - Set Up a Project Timeline     - Monitor Costs Like a Hawk     - Quality Control & Inspections     - Prepare for the Sell or Refi (if you're planing on holding for rental with the cash-out option)     - Keep Your Coach in the Loop     - Start Building Your Portfolio SystemsIf you'd like to discus numbers and see what type of investment loan structure works for you, feel free to reach out.

@Michael Kopa First, read your contract for the termination requirements and fees.Follow what's required.Try to get everything you can from the current PMC BEFORE letting them know about termination:- Lease- Rent Ledger- Any application info they can legally give you- Any data about the propertyThen start termination process.Then do an intro email between the old & new PMCs, so you can monitor how the old PMC is cooperating.