Spoils will be proportionally based on his construction/build costs and the value of my land. 

I knew that rates were at a historically low level and if the U.S. economy wasn't going to collapse, that a loan in 2020 would be more proportionally valuable as time went on and rates bounced back.

Leverage increases returns, but it also increases risks in an amount proportionally to the leverage ratio.  

We are in the midst of a shift of historic proportions, moving towards 60/40 rental to ownership vs the historical opposite norm.

Whatever course you decide to take in life, the result you get out of that decision will be in direct proportion to the energy and effort you put into the decision you make.I went to a 4 year public university, UCLA, that at the time I went, was a great bargain, graduating in 5 years with only $5k in student debt.One advantage to going to school is that you will be exposed to many different ideas and people and cultures from all over the world, and you'll learn from them.  

Lower in the long run because they don’t rise proportional to the property values.  

Proportionally, I will buy property for $50k that has an ARV of $100k after a $20k rehab  - at your cost.

Living in part of a duplex, triplex, or four-plex while you rent out the remaining living unit(s) will qualify you for a proportional tax credit (1/2, 1/3 or 1/4th). 

For a collapse to be possible there is a few things that have to happen; (A) supply has to exceed demand in a significant proportion.

This may be the beginning of the death of other funny money assets inflated out of proportion - stock markets likely will be hit harder due to derivatives - remember Warren Buffett's description that they are financial weapons of mass destruction - that has to come true at some point and the current depression seems like a good time for it.