As a general investing concept, and as a newbie who has little capital to invest anyway, I have become a huge proponent of putting as little of your personal wealth into a deal as possible.

For me, the biggest pain point hasn’t been the cost of capital, it’s lenders who don’t actually understand how a real rehab schedule works.

.- Time Capital Bookkeeping (REI myself since 2019)

But I would suggest if you are small and the capital is low, pick four pillars on what you should be doing for marketing.

What are ways some of you all built up capital quicker or how you all got started originally?

Hi everyone,I’m doing some research on modern property-ownership models and how they could help small investors access opportunities that usually require high capital or complicated paperwork.Specifically, I’m looking at:digital property records (“digital deeds”)fractionalized ownership structuresautomated compliance when multiple investors share an assetwhether these innovations actually reduce costs or just add complexityMy goal is to understand how experienced investors view these tools — especially regarding risk, legal enforceability, and real-world adoption.Questions for the community:Have you come across any platforms using digital deeds or tokenized ownership models?

I’m working on building my credit history, but in the meantime I’d love to understand what capital options exist for investors who don’t want to—or can’t yet—use their personal credit score.Specifically:1️⃣ What loan types or funding structures work without relying on personal credit (e.g., DSCR loans, hard money, asset-based lending, private money partnerships, etc.)?

.- Time Capital Bookkeeping (REI since 2019)

Need capital or a partner to move fast?

This full-capital support allowed Russell to concentrate entirely on managing the renovation without using personal funds.