Most my loans are for 1 year and some are mandated I pay off at close of escrow on flip house.

The proposal does not include a source of income mandate through the Fair Housing Act.

But there were legit business people out there thinking "hmmm Zoom grew by 70% this quarter when the government mandated that all office buildings had to close and forced everyone to use video conferencing. 

Check with your local papers... the NY Courts mandate publication for judicial auctions [Court house steps].Try Xome, or Auction or Hubzu ... all dot coms.Much successBob

If you go through the exercise to determine a property value via NOI/cap rate adjusted for the mandated owner occupancy for what value is added by the ADUs it would be nice if you could post the results.   

Our zoning mandates # units/acre instead of total occupancy/acre.  

Fannie and Freddie conforming notes, in other words those common residential 30-year mortgages that are sold on the secondary market about 3 seconds following origination, are mandated to be originated to an individual.  

Kavanaugh also said that congress could mandate an eviction moratorium, which means he believes congress has constitutional power to do that. 

Being a licensed agent means you represent the seller (unless you are a buyer's agent), and while you are mandated to fair and ethical disclosures, your actions have to represent the best financial interests of the seller.

So it is written law (differences per state i'm sure) that mandates all junior loans being wiped clean.