If you call around and lead with, "how much do you charge?

I could easily offer a 5.75% for a lot less than 3 points but they get laser focused on the rate they miss all the junk fees, and broker fees, and origination charges, and points.To your point though, speed is important, but even more important than that, to me, is actual ability to close. 

Hey @Scott Green,From a tax perspective, keeping your mortgage might still work in your favor since the interest is deductible against your rental income, lowering your taxable income.

Some areas define it as anything under 30 days; others under 90.Midterm rentals often bypass short-term rental restrictions — but you still need:-Proper lease agreements-Local registration (in some cases)-Business insuranceIf you’re operating in gray areas, tighten up your paperwork.Anyone’s city recently updated their MTR regulations?

For example, my cleaner and handyman at my STR have separate cards so the only thing that ever gets charged to that card is that expense.

I was charged for a new microwave and the.

But we still have rental income since I did purchase it in cash.

Without a doubt these banks should fire 1 or 2 less employees they no longer need and put them in charge of comparing the orignal borrower with the deed/insurance/property records of loans below 4 or 5%.

Needless to say, when they put the notice in the envelope they had printed out, they knew full well it was going to Pennsylvania, where it didn’t arrive until the 5th.The notice includes that if the lot has not been cleaned up by the deadline, the city will take care of it and charge the delinquent owner at least $110 an hour for the work.I called my contact, Brooks, who went out to the lot yesterday.

Side agreements are always a possibility, that’s why estoppels are the safety net.Could a seller tell a tenant, “Don’t worry, your rent is actually lower,” or “I won’t charge late fees”?