In terms of medical students, is there something they need that you could offer?

I have heard about concierge doctors, but that seems risky due to a GP gating access to specialists, relying on that one person (and I'm in a small city so there being more than one is unlikely), it doesn't address catastrophically expensive conditions or accidents.

Currently, I have this following DP3 policy that will be the renewal:SECTION I – PROPERTY COVERAGES LIMIT OF LIABILITY PREMIUMCoverage A – Dwelling $265,400Coverage B – Other Structures $5,308 IncludedCoverage C – Personal Property $5,000 IncludedCoverage D – Fair Rental Value* $26,540 IncludedCoverage E – Additional Living Expense*:*Coverage D and E combined, limited to 10% of Coverage A for the same loss (see policy).SECTION I – DEDUCTIBLES:In case of a property loss, we only cover that part of the loss over the deductible(s) stated:All Other Perils other than Hurricane Deductible:HURRICANE DEDUCTIBLE: 2% of Coverage A Sinkhole Deductible: Not Included$2,500$5,308SECTION II– LIABILITY COVERAGESCoverage L – Personal LiabilityCoverage M– Medical Payments to Others$100,000 $0.00$2,000 Included☺️

I once took a CPR class but that doesn't make me a doctor.

I’m a 16-year Army veteran, combat medic, and currently working in the insurance industry for my day job.

Also has pending felony charges for falsifying medical records, probably looking for funds to pay a lawyer.

Best advice I can give to someone in medical school is rent.

I'll bet there are lots of doctors and nurses and lawyers over there probably pretty high.

I would have stuck with medical school. 

Understanding medical issues will keep them in compliance with any state laws.