I found a hard money lender that was offering 5.75% on a 30 fixed but all funds are currently frozen right now.

I don't know when I will land a job given the current economic condition as many companies frozen hiring.

One of the first things to get frozen are helocs in tough time.

With frozen mortgages, foreclosures and government subsidies, I'm not sure if housing inventory will increase or if sellers will become desperate to sell.

Cash out refi, you can get 75% lvt and low rates and not worry about getting your credit line frozen or called,Castle and Cooke in Denver does conventional cash out refi for investment properties efficiently.

The smaller unit doesn't have heat now, completely frozen too, but I guess doesn't need to be a part of the loan consideration?

It's bad enough that the courts are closed, but now, with the "free rent for everyone" proclamation, the rental market will be absolutely FROZEN. 

This guy even had ups sending in frozen meals so he did not have to go to the grocery store. 

Lender can call the HELOC under certain conditions.I know there are some lenders who will deny this, but during the last financial crisis, I had 3 clients with HELOC's on their primary residence had their HELOC frozen . 

Tried a local direct money lender, who ran my perfect credit report, and now they won't return my calls.also tried lendingone.com, and they are currently frozen.