Let me snap a picture of my $22 avocado toast and post it on instagram (and eat nothing else for the day as I have no money left).

The term Goal makes me think someday, and someday is code for "never" in my world.I have one commitment for 2019, when I reach it that means several other success indicators have been realized also(i.e. robust passive REI portfolio, self-sustaining business), therefore, I only list this one:By December 31st, 2019, I will be my children's homeschool educator relieving my wife of her duty as the primary educator, spending no less than 4 hours per day as my children's educator, prior to the noon hour daily.Note: We have four lovely children, 2 boys and 2 girls between the ages of 3&8 years old.

Most of us (say ~30 and under) have never woken up one day as adults with the market being worse than it was the day before.

At the end of the day a degree is one more tool in your tool box. 

With the current setup, we have 7-day a week coverage which works out quite well. 

Here, they take online applications one day a month (yes, that is ridiculous, but that's how they do it).