So you definitely made a good point.My general philosophy is that I got into real estate so that I could earn $500/hour or $1000/hour or more. 

The philosophy of my close friends that I have followed was go where the money is and security.

All the best  I like your philosophy.

It would hard to compare to one multi million door factoring the above management required.When you listen to podcast 113 with the author of the millionaire investment book, co written by Gary Keller...their philosophy is more like appreciation is the "cake" and cash flow initially is the icing as long as it's positive. 

That was "old school".Being willing and able to improve properties is a function of the economy and a philosophy about being a landlord.

My design philosophy is that it doesn't have to COST a million dollars (or a thousand dollars) to LOOK like it did.

If we have to start adding people's philosophy on debt and obligation into the mix, it's going to get bumpy!

His philosophy is that I'm cutting corners and not doing it right.  

@Amy Ranae,My personal philosophy would be to use your cash resources to acquire the income to pay off your debts.David J Dachtera"Success is not a destination.

Based on whatever metrics align with your investment philosophy (total return, CoC, $ cash flow, etc.) - including all transactional fees, interest rate differences, etc., does selling and shifting to your ideal property outperform the condo?