Product or life cycle times have steadily sped up over the last 200 years.  

Here’s a comparison of average homeowners insurance costs and property tax rates in 2025 for Florida, Nevada, and Texas:StateAvg.

It is an extremely desirable neighborhood with extremely friendly people, kids playing outside and neighbors walking dogs, located in a above average school district.

Many decry Reverse Mortgage as being some scam, and while there is some bad actors there is bad actors in every service and product on earth. 

Kentucky is doing something strange and kind of beautiful right now: we’re stepping off one train (coal) while a whole fleet of new ones—manufacturing, reshoring, logistics, data—are pulling into the station.Two headlines tell that whole story in miniature.Coal: from #1 producer to #7, but still powering the gridKentucky’s coal production fell 14% last year, dropping to 24.3 million tons.

You have to be ready for setbacks (and a lot of them) along the way: be it lost shipments, faulty products or unexpected costs. 

.- Local tech workers earn an average salary of $104,000, up 18% from five years ago.

National Kansas City (MO) National AverageMedian Home Price: $317 K ~$450 K+Average Rent: $1,325 ~$1,950–2,100KC offers ~30–40% lower housing and rent costs, increasing margin potential for investors.Rent Growth & AffordabilityIn Kansas City MO median rent is around $1,325/month, about 32% below the national average.

A solid, lending-friendly property in an average area often beats a premium location that bottlenecks your ability to scale.

.▪ Institutional OpEx benchmarksA one-liner that ties expenses to actual operator averages helps align expectations early.▪ Brief risk/mitigation bulletsDoesn’t need to be heavy, just shows we’ve already thought through the downside.Those couple of additions have made conversations with lenders much more efficient on our end, especially when moving from preliminary interest to real underwriting.Appreciate you sharing this, would definitely like to take a look at your full checklist PDF as well.