Curious how you’re deciding when the time is right to refi — based on rates, equity growth, or tenant stability?

There's certainly value learning from other investors mistakes but your pursuit of eliminating all mistake and waste by applying lessons from others is not realistic or helpful to your long-term growth. 

One of these changes is in the ability to increase rent.

It’s about efficiency, solid partnerships, and building systems that can handle growth.

I like this area due to the job and population growth, and specifically I'm reading that Maryville is very safe. 

The buy in cap rates are low but the growth and high quality tenants who can handle rent increases each year makes these cashflow high in the future.

It’s flexible, fast, and relationship-driven; and the foundation of many successful investors’ growth stories. 

The government shutdown paused official data releases, but private reports still gave us a glimpse into what’s happening — and it’s pointing toward slower job growth, steady housing momentum, and likely lower rates ahead.💼 Private Sector Job Growth Stalls in SeptemberADP reported the private sector lost 32,000 jobs last month — a sharp miss from the +50,000 forecast.

It works well for alot of folks but if your goal is growth and more hands off then I would recommend you keep talking to other managers until you find the fit you need. 

Find a market that has population growth, job growth, affordability, and growth over the last 5 years.