I don't have to sell it, and I am happy the get the 8% on my money, but here is the "fly in the ointment".

Regarding Donna - MI companies have been and are likely to continue to be the fly in the ointment, and the regulations do not address or compensate them.

The fly in that ointment is the cost of the transactional funding.

I will pay for the repair and replacement of the window, but he has told me that his employer is requiring him to take time off work and that his doctor prescribed some ointment that is going to set him back some.

But there's one big fly in the ointment. 

And you've consolidated your cash so if you ever want to refi you'll have access to more cash.The. fly in the ointment is that while the IRS does not restrict how many replacements you buy. 

There are a lot of folks in Dallas that can afford homes in that range, so maybe it's just the time of year they completed the rehab that's the fly in the ointment.

@Lindsey Iskierka  the fly in the ointment is you put in a down payment on the report. 

The fly in the ointment is that they are somewhat rare. 

@Matt WoodThe only fly in the ointment is that after the first claim, the insurer could either raise premiums to a much higher level or cancel future insurance.