>any STR property put into service in 2025 (after Jan 20) is eligible for 100% bonus depreciationOBBB requires the property to have been placed under contract after Jan 19, 2025.

Option 1 - pay off debt and earn 8.75% returnOption 2 - buy another property and earn X.X%Option 3 - invest in stock market and earn 8-10% (non-starter...more risk and same return as Option 1)Return for option 2 vs 8.75% is your reward for executing option 2. 

So I thought about giving him bonuses per every period that he finished earlier than he said.

Make sure the place you are buying is occupied and the tennant has been actively paying their rent.

If you pay off your loan, your "return" on that cash is 8.5%. 

House hacking lets you live in the property, have tenants help pay your mortgage, gain hands-on landlord experience, and even write off a portion of expenses like mortgage interest, repairs, and utilities.Using your VA loan is definitely a good route as it lets you get in with almost no upfront cost (which is awesome), and if you go the live-in flip route, you may qualify for the Section 121 exclusion, meaning up to $500K of gain can be tax-free if you’re married and live there long enough.

Then I would verbally tell them after that that I will call the new landlord and tell them that you didnt pay rent . 

You could not evict for lease violation or not paying.  

The customer pays a minimum every time we show up even if we are there just to inspect .

Current P&I payment is ~$2315/month.If I wanted to, I could pay an additional ~1100/month and pay off the whole balance by 9/2031.