(A 5% return you could make off a bank CD with zero risk?)

For me 5% or less is generally when I would not pay off early. 3.2% Do not pay that off early.  

Hi @Scott Green, it really depends on your cash flow goals and risk tolerance, paying it off gives peace of mind and stronger monthly cash flow, while reinvesting could grow your wealth faster if the numbers work.For another commercial property to make sense, the numbers should show stronger returns than your current loan cost.If the cap rate minus your financing rate still leaves positive leverage (meaning your debt helps, not hurts, your returns), then it could be worth pursuing instead of paying off your existing loan.

If you don't know exactly what I said like were discussing a McDonalds menu, no, get stocks and Wall Street off the table. 

Patrick was like a firehose of information about the Tucson market- my brain is still spinning.

Definitely factor that into your analysis/decision...if this is his first, it could start the relationship off poorly.

I have a friend who is slowly selling their small multi families. They are selling one a year to ease the tax burden. I am curious if there’s a way to structure the deal to help ease that burden - down payment and pay...

Hi All,I am interested in the Columbia, MO market and looking for any info and connections familiar with the area.ThanksJustin

Can spin up a spreadsheet and would probably be fine or.. would be willing to invest in a CRM perhaps?

Been "off the forums" for a while, not for any particular reason other than I felt like i needed a bit of a break from for the routine.