Sure, you can get that 0% for 30, 90, heck maybe 180 days BUT it comes with the GIANT shark-teeth of if not paid off in full by the time the clock runs out WHAM your nailed with the 28% interest charge from day 1.....

Getting a simple email reply from her is like pulling teeth, and despite my persistent efforts, she's dodged every attempt at a call. hares, if you decide or any other investor to file a complain with the attorney general. all my emails, documents and anything I can assist will be at the attorney generals disposal.

Also, we cut our teeth in the C/D class areas of most investible markets like Birmingham, Memphis, Jackson (MS), and Detroit. 

It keeps things simple and ensures consistent coverage, though not every state or situation makes this practical.Lastly, your lease needs to have some teeth.

I know I need to get more quotes on the repairs, but it's like pulling teeth to get contractors to 1.

I'm not sure I agree...it's hard to say with a single picture, but the entire premise doesn't add up...The tub is cast/steel which is then enameled or epoxied etc, and since you say there's no visible indication on the surface of the tub then it is highly unlikely that the coating itself has failed.

Most lie through their teeth.

We will frame-work an offer that on surface looks great but has all the teeth in conditions.

Rarely does it lead to lower cost of housing, but again this doesn't have a lot of teeth so I think it was more symbolic than anything. 

Seems like just one lease agreement is the way to go and let the tenants figure it out at the very least the best place to start with it to cut my teeth on managing the place from a bit of a distance.