I have a few business card but my favorite is PSECU personal credit card .

We have several properties with debt that are starting to pay off.  

For example, I have credit cards with $15K to $30K limits that may go from a zero balance to being maxed out when I'm doing a rehab project - and my score will drop accordingly.

Call an attorney asap to see if you can attach the property to the debt.

I don't take credit cards but I believe stripe does.   

Its a site for direct booking so you make the rules and requirements, you take payment by however you want - cash, check, Venmo, Zelle, or regular credit cards if you are set up with Stripe, Square or one of the other processors. 

Putting more debt on a property that is a potential problem just adds to your problems.If you find that you'd ultimately rather sell the property and find an investment property with better potential, a 1031 exchange could be a good option to make use of all that equity and reinvest into something better.This would allow you to defer all of the tax you would normally pay and reinvest it into another investment property/properties and scale into better real estate and markets.One other question that might make a significant difference: Have you lived in that house for 2 out of the last 5 years?

New hereWhat do you all see for open credit cards in applications?

If you decide to move forward with debt consolidation, make sure you carefully research the company you’re working with.

You mentioned your income is around 40k, so if your lender allows up to a 45% debt-to-income ratio, that gives you about 18k per year or 1,500 per month in total allowable debt (including car payments, student loans, mortgage, etc.).Just as an example, I pulled up a property at 4527 E 60th St, Kansas City, MO 64130.