First, insurance often does not function great for larger claims (claims that exceed your insurance maximums) and these are generally the types of claims that have the most potential to be catastrophic because they can cause you to lose not just the property at issue, but other assets as well.

However, this was July, just days before the "catastrophic" July jobs report (I wrote on this the other week here).

My structure eliminates that catastrophic downside scenario.4. 

I stay about an hour out of Asheville and have been interested in this market for a little while now, while learning and growing my capital.I was wondering if the Asheville STR market is doing well again since the catastrophic hurricane last year?

Keeping liability while dropping fire coverage sounds like a smart middle ground—control the catastrophic risk without overpaying for premiums that may not scale well.

However, Lane was the only one that saw catastrophic loss.

I've never made a claim and wouldn't unless it was catastrophic. 

OOPsAI coding platform goes rogue during code freeze and deletes entire company database — Replit CEO apologizes after AI engine says it 'made a catastrophic error in judgment' and 'destroyed all production data'NewsBy Mark Tyson published 2 days ago‘This was a catastrophic failure on my part,’ admits Replit’s AI agenthttps://www.tomshardware.com/tech-industry/artificial-intell...

The fact that they split the rent up makes it much, much easier to raise rents on students versus non-students.4) CONSISTENCY OF THE TENANT BASEBarring a catastrophic occurrence, the University will be there for a long time.

Appreciation (excluding economic catastrophe) is always there and I don't worry much about losing 100k in equity overnight.