With the BRRRR the one major piece of advice I will give you is that AC's city officials and building department are notorious for screwing with you. 

Below is your October 2025 Charlotte market update — including exciting infrastructure news​ and a snapshot of the tightest rental markets across the region.​Infrastructure Spotlight: Charlotte’s Rail Trail Bridge ProjectConstruction is officially underway on the long-anticipated Rail Trail Pedestrian Bridge over I-277, a $16–21 million project that will connect Uptown Charlotte to South End via a new pedestrian and bicycle bridge.Quick facts:-The bridge will span ~280 feet across I-277, linking the Brooklyn Village (Stonewall) Station area in Uptown to the Charlotte Rail Trail under the East Morehead Street bridge.

It also comes with a restaurant that hasn’t been in service for 40 years, but the structure is in surprisingly good shape.Here’s what I’m thinking through so far:Standard due diligence: +Phase 1 and 2 environmental, city plans/zoning, health department approvals for bringing the restaurant back online.Talking to the Army Corps of Engineers and the local harbormaster about dredging (not something I’d do immediately but want to know long-term outlook) and figure out generic cost for budgeting purposes. 

Welcome (officially LOL)!

And now next is health insurance.

Throw in that many first time home buyers are also the ones who could get hit the hardest with the potential increases in health insurance, rising taxes and property insurance. 

Concerns such as the home value decreasing, 24/7 humming noise, increase water bills, increase electric bills and other environmental concerns in regards to health. 

I will also have a VA loan from the air national guard and tri-care for extremely reduced price health care.With this I have the chance to save lots of money, house hack every year with the VA loan and invest with my signing bonus.My biggest question would be what to do with the signing bonus.

Here in Maine, it routinely gets deep into the negative temperatures in winter, so lack of power/heat/hot water can quickly become a health and safety issue, especially if there are small children/elderly or those with health issues in the building.

I would love to be a resource for you as a lender, and I actually also have a masters in mental health counseling.