Treat “potential rent” as noise.If it’s not rented today, and if the housing authority hasn’t approved it, it’s not real.We only use:• Current rent (if occupied)• Verified Section 8 payment standard for THAT bedroom countNot “after you add a wall.”Not “after a full rehab.”Not “after the market improves.”2.

But between 2008 and 2012, Canada intentionally phased out 40-year amortizations to reduce national risk and stabilize lending standards.

The rest would be our in house hybrid, bank statement, or standard conventional lending products. 

The homes need significant work, and the typical tenant pool for those properties often can’t meet standard screening or qualify for a conventional lease.

Good functional floor plans make all the difference and keep units occupied without the need for concessions or lowering your tenant acceptance standards. 7200 Germantown Ave APT 7, Philadelphia, PA 19119 | Zillow18 W Phil Ellena St #B2, Philadelphia, PA 19119 | Zillow

You either know the payment standard or you don’t have a deal.

Standard vanities.

We standardized our rehabs to lower future repair variables.One flooring type, one cabinet style, one vanity, one paint color.When everything is uniform, contractors bid faster, we avoid specialty labor, and replacement costs stay predictable year after year.2.

There's nothing wrong with just buying a move in ready home with a standard low downpayment. 

Now,  6% was the standard, which means 3% each side to brokers, buyer agent, and selling agent.