@Greg Scott, I think MA is vying to beat CA in many circumstances. 

@Vy-Thien TranOnce the foundation repairs are made you will have stopped the movement of the foundation and no more cracking should occur.  

It's clear that some of these folks vying for my business are budgeting to pay out overtime to operations staff, and some are not. 

If it's a multi-family, tack on another -1% to the right hand two columns... now it's X.875% v Y.5%!

Had just closed on a $50k wholesale deal (split 50/50 with my Brother) and had sellers and buyers vying for my attention for more deals.

@Vy @Vy MaiundefinedInstead of FSBO I use flat fee listing service.www.omegalistings.com cost $199 for 6 months, this gets you into the MLS.

What you posted has some glaring issues, to wit clear a contradiction on prepayment: Borrower shall have the right to prepay all ([[[[but not a portion]]]]) of the indebtedness evidenced by this Note at any time,andThe principal amount of this Note may be prepaid, in whole [[[[or in part,]]]] at any time without penalty.Early payments and prepayment penalties are a HUGE part of where folks in the HML borrowing/lending space push back and forth, vying for advantage.

The bank, through a real estate dealer, is asking 85,000, but the real estate dealer says that there are multiple investors vying for the same thing and I should go as high as I can, and as high as I think it is worth it to me to get the house, as the banks look for the highest offer and fast closing, and there are multiple cash offers.Here's my dilemma.

I don’t think they are vying for cash flow, I personally believe the DFW market is going to go up for few more years at least by 5-6% average.

I'm sure it's competitive on the MLS with many other investor vying for the cash buyers as much as I am or more.