Our HVAC company has grown (like we have over the last decade) but he understands our priority to keep our systems running as long as possible.

Once set up, it handled the basics well, but like any system, there are trade-offs depending on your priorities.

I was contacted by an insurance company once and they requested an unfurnished unit, so it may vary depending on the company.

The regulations vary.

@Kyle HendricksNo - my priority on a seller finance deal is putting as little down as possible.  

I've included an example below to help illustrate this.So different lenders have different rates (which do vary even for DSCR loans) but these are factors they all consider.See example below:DSCR < 1Principal + Interest = $1,700Taxes = $350, Insurance = $100, Association Dues = $50Total PITIA = $2200Rent = $2000DSCR = Rent/PITIA = 2000/2200 = 0.91Since the DSCR is 0.91, we know the expenses are greater than the income of the property.DSCR >1Principal + Interest = $1,500Taxes = $250, Insurance = $100, Association Dues = $25Total PITIA = $1875 Rent = $2300DSCR = Rent/PITIA = 2300/1875 = 1.23If a purchase, you also generally need reserves / savings to show you have 3-6 month payments of PITIA (principal / interest (mortgage payment), property taxes and insurance and HOA (if applicable).

Each lender generally uses the same DSCR loan documents but the DSCR loan documents will vary between lenders. 

• Filling out the RFTA• Getting the packet approved• Inspection scheduling• Rent reasonableness• Waiting on the first paymentTrying to see if this pain is consistent nationwide or varies a lot by city/HA.

Once yo go over the 1 acre lot then it can vary more.

For my other units, I have varying insurance policies from different providers.