@Jordin Boyd the best advice was the first line from @Brian Gibbons Make sure your know the NC statues on LO, better yet , make sure you know a real estate attorney who knows LO in NC and reviews your renewal paper work prior to renewal. 

Lo and behold, she has not been able to make mortgage payments since october 2014.This scenario raises many questions for me1) When a property is mortgaged and the mortgagor dies but the real property  is bequeathed to a devisee; what happens to the due on sale clause found in most mortgages?

Normally, you can rent a place out after you've lived in it for a year.http://homeguides.sfgate.com/owneroccupied-home-lo...

I NEVER thought anything would happen even though I was requiring already....Lo and Behold, tenant causes an oven fire, says "I have no idea how the inside of the oven caught on fire while we were cooking"....Restoration companies are called to come in..... tenant who burned our kitchen is pregnant and is asking for a hotel..... 

As an investor, It's best to talk to an investor-friendly lender/LO who knows their stuff.  

I was rehabbing to L/O mostly so just liked having them all on me just in case. 

and I like to think I knew this was going to happen,  but lo and behold the Graton Indians bought the 120 acres right across the street and built the largest Indian Gambling facility in northern CA. and my property got swept up into the city limits and rezone from AG to mixed use resi and commercial.. value today once permitted conservatively 2 to 3 million.. did it give me cash flow No not one dime.. could it have gone no were sure could of.. did I get lucky I do believe I did... but at the end of the day it was on the border of the city limits and there was a Homedepot anchored shopping center and a freeway interchange one block over.. so I thought Some day.. and in another 5 years I think I will cash in.... and or I will build it out.But by the time that happens I will have owned it 25 years or so...

Would lo e to stay connected!

Commercial borrowers and transactions are usually more sophisticated so you not hearing these questions from the commercial LO because he was just moving on to what he thought the conversation was really about.

I can't think of any strategy that I haven't had an agent involved in before, so it's not that you're flipping a contract, doing a Sub-2, a L/O, seller financing, sandwich lease, wholesaling or any other ploy that is legal.