Based on many MF syndication deals and looking at Class A units specifically which I invest in, I believe you can attain a 10% return on your capital w/very minimal risk based on historical data, how deals are structured for class A units (income only, paid first, no upside); vs class B units (income / growth, paid second, upside), etc. 

My goal is also to live in the residence for a year but that goal does not seem too attainable through the naca program.

It’s an attainable achievement it’s just a bit harder now.

I generally agree that if interest rates were the same between HELOC and mortgage, it makes sense to attain the flexibility to hasten pay off with ones extra cash flow - or borrow it back as desired/required.As for your last sentence, it's not "the same thing", simply because: interest rates are not the same!

While opinions may vary, I rely on data to help drive real estate decisions and planning.Key ConsiderationsEducational Attainment: 77008 boasts higher numbers of residents with bachelor's (12,241) and master's degrees (5,739) compared to 77063.Demographics: 77063 has a higher percentage of foreign-born residents (41.02%) which typically indicates a strong rental market and with 76.86% renter-occupied versus 32.60% in 77008.Economic Factors: Median income in 77008 is $140,609 with a low unemployment rate of 3.37%, whereas 77063 shows lower median income ($51,899), higher unemployment (9.99%), and more families below the poverty level (16.51%), which may indicate economic diversity but also potential rental payment risks​​.Age Distribution: 77008 has more middle-aged residents (35-54) [8970 compared to 6,115] and a slightly higher proportion of young adults (25-34) compared to 77063 but both are popular with younger adults suggesting strong rental markets equally exist.Housing Market: 77008 features a higher percentage of family households (52.39%) and married-couple families (44.77%), suggesting stability and potential for property appreciation.Digital Advertising Demand: Houston Heights apartments (77008): 50,000 average monthly searches.

Brandon and his wife share their experiences dealing with tenants throughout their career and helped me gain a ton of knowledge that would have taken years, added stress and countless dollars to attain.

He is an online personality and should be taken with a grain of salt and compared with information from other investors.Not to take away from Grant's success because he's clearly attained great success, but his investing advice should be weighed with other successful investors. 

Hull is even getting pretty expensive but the prices of multi families are much more attainable and you are so close to downtown.

This is a highly attainable goal that can be reached by a small commercial property or private lending. 

My goals are suddenly attainable, my days have more meaning, and my opportunities are endless.