Until official government numbers catch up, ADP’s real-time data gives the best snapshot — and it points to a softer finish heading into the holidays.🏡 Home Values Pick Up SteamAccording to ICE, home prices rose 0.15% in October — the biggest monthly gain since March — and annual growth ticked up to 0.9%, breaking a nine-month slowdown streak.👉 Bottom line for real estate: Cotality’s now forecasting +4.1% appreciation over the next year, signaling that buyer demand and tighter inventory are keeping prices resilient.

👉 Are you planning to buy, hold, or sit tight heading into 2026?

Fed Policy in the FogWith the shutdown now at a close, attention shifts the Federal Reserve for guidance on policy heading into the new year.

Heads to beds = money but not when cramped.

I've been diving head first into all of the Bigger Pockets resources and finding other resources to supplement my learning -- it all feels like so much.

@Sylvia Castellanos  @Stuart Udis just gave you priceless expert guidance that  may have saved you from heading down a very difficult and unprofitable path.

We are actually heading up there on Monday for a few days and then heading to Springfield to visit family for Thanksgiving.

Quote from @Al Watts: @Jay Hinrichs btw i wish my dad was doing land sales back in the 60's and helping the family get a head start --oh wait he couldn't because he was being sent to the colored folks bathrooms and drinking fountains instead and being denied at the banks... 

With rates shifting and lending tightening, I’m curious where you think the note market is heading.

Some wait until clear to close, others give a heads up earlier depending on the relationship.