I run a full-time, 10-person real estate investment team based in West Michigan.

Hey everyone,
I’ve been listening to the Bigger Pockets podcast for about 6 months now and have saved around $20K. I’m using this time to learn, build better money habits, and continue saving. My goal is to buy a dup...

For example, I have credit cards with $15K to $30K limits that may go from a zero balance to being maxed out when I'm doing a rehab project - and my score will drop accordingly.

I’m based in Oxford, MS, and have been watching a property over in Water Valley that just had a pretty big price drop — it was listed at $110k and is now down to $79k.  

Not all units will be dropped at once, they are being phased 10-12 at a time over a couple years.A couple of initial questions:1.

Quote from @Andy Gonzales: Hello Everyone,Reports suggest 2025 could be the worst year for U.S. home sales in history, with buyer activity dropping significantly.For those actively investing in real estate — how are you adjusting your strategy in this unusual market?

Without numbers, I’ll make a few assumptions based on your comments.  

I always focused in solid class B SoCal areas i was familiar with, that has strong demand and solid tenant base.

If the cash flow drops too much, you might be over-leveraging the deal.

It’s frustrating when you realize how much of your payment is just feeding the bank’s interest for years.If you want to see that balance drop faster, here’s what actually moves the needle:Go biweekly instead of monthly.