Skip to content
×
Pro Members Get
Full Access!
Get off the sidelines and take action in real estate investing with BiggerPockets Pro. Our comprehensive suite of tools and resources minimize mistakes, support informed decisions, and propel you to success.
Advanced networking features
Market and Deal Finder tools
Property analysis calculators
Landlord Command Center
ANNUAL Save 16%
$32.50 /mo
$390 billed annualy
MONTHLY
$39 /mo
billed monthly
7 day free trial. Cancel anytime
Level up your investing with Pro
Explore exclusive tools and resources to start, grow, or optimize your portfolio.
10+ investment analysis calculators
$1,000+/yr savings on landlord software
Lawyer-reviewed lease forms (annual only)
Unlimited access to the Forums

Let's keep in touch

Subscribe to our newsletter for timely insights and actionable tips on your real estate journey.

By signing up, you indicate that you agree to the BiggerPockets Terms & Conditions
×
Try Pro Features for Free
Start your 7 day free trial. Pick markets, find deals, analyze and manage properties.
Results (4,603+)
Becca F. Overleveraging, net worth, cash flow and headache factor
7 September 2025 | 160 replies
But I'm afraid of DSCR 1.05 with syndication of 5Y IO 75%LTV.At the end of the day it's market return that's important and not the cash flows.
Clayton Collins Bridge or Refi on a small commercial property question
19 August 2025 | 26 replies
You've also got the option to take interest only financing on this between 1-10 yrs - rate add on of .25%, if you go the i/o route.  
Anthony Taylor Consult or Airbnb co-host
12 August 2025 | 4 replies
Also, setting up smart home devices like keyless entry and cameras can help manage remotely.
Mike Moran Multi property portfolio loan
8 August 2025 | 7 replies
@Mike Moran - The 10 year I/O and 20 year AM is very doable. 
Andrew Zee When an ARM Isn’t What It Seems: $21,000 Surprise in My 10/30-Year Interest-Only Loan
4 August 2025 | 14 replies
If you look at what you posted, a few lines below where you crossed out a few things in red, it says loan program: optimum 10/1 IO ARM (10 Year IO period).
Joseph Snyder What Does Real Cash Flow Look Like in 2025?
7 August 2025 | 16 replies
So you can cashflow with traditional financing if you buy at a cheap enough price or if you get some below market financing terms (seller financing fixed at 4-5% and negotiate a balloon payment or IO for a period)If you can't cashflow enough then you need to capture enough equity to be able to flip relatively soon or break even with cashflow.
Marc C. Freddie Mac names top multifamily lenders
2 August 2025 | 4 replies
As of today, rates are in the mid 5.00% - low 6.00% range for max leverage (1.20x DCR / 30-year am), 5-10 year term (partial term IO), non-recourse loans with yield maintenance prepayment structures (prior to any rate buydown). 
Stephen Jones Fannie Mae/Freddie Mac
2 August 2025 | 3 replies
Freddie Mac Small Balance LoansLoan Purpose: Permanent Financing (Refinance & Acquisition) Loan Proceeds: $1,000,000 - $7,500,000Loan Sizing: 70-80% LTV; 1.20x-1.40x DCR; 30-Year AmortizationLoan Term: 5-10 Year Term (Fixed), 10 or 20 Years (Hybrid ARM)IO Term (PTIO): Partial Term IO @ 70-80% LTV; 1.20-1.40x DCRIO Term (FTIO): Full Term IO @ 60-65% LTV; 1.35-1.55x DCRRate Types: Fixed & Hybrid ARMRate Lock: Rate Lock @ ApplicationRate Structure: CouponRate (Est): Mid 5.00%’s - Low 6.00%’s (Assumes Mission Driven)Non-Recourse: Non-Recourse w/ “Bad Boy” CarveoutsPrepayment: Standard - Greater of YM or 1.00%Flexible Prepay: Flexible Options – Stepdown & Extended Open/Par Periods Rate Buydowns: Yes – Rate Buydowns Available Up to 2.00%Assumable: Yes – Assumable LoanCash Out Refi: Yes – Cash Out Refi OK Fannie Mae Small LoansLoan Purpose: Permanent Financing (Refinance & Acquisition) Loan Proceeds: $1,000,000 - $9,000,000Loan Sizing: 80% LTV; 1.25x DCR; 30-Year AmortizationLoan Term: 5-30 Year TermIO Term (PTIO): Partial Term IO @ 80% LTV; 1.25x DCR IO Term (FTIO): Full Term IO @ 65% LTV; 1.35x DCR Rate Type: Fixed RateRate Lock: Rate Lock @ Loan CommitmentRate Structure: U.S.
Account Closed How do i Cancel my Norton Subscription? A Complete Guide of Norton
4 August 2025 | 0 replies
No Longer Needing the Service 1-888-991-8250 or (888)-991-8250 If you’re no longer using the devices that werecovered by NortonE or have found1-888-991-8250 or (888)-991-8250 free alternatives, you might choose to cancel.3.
Joseph Newman, Jr Townhouse for short term rental
4 August 2025 | 9 replies
I’d recommend using a noise monitoring device