If you are referring to speed to close, it really depends more on the borrower than the lender to make sure they get all the required documents in.

But managements fees on O'ahu seem like they vary more than Big Island.  

It's also hard to find a CPA who can answer these questions on an hourly basis.

Buyer who wants to develop later (more on this below)Would love feedback on which buyer type actually takes interest in properties like this.Rental Scenarios I Ran (rough draft)These are just examples of what I’ve seen in Englewood with similar setups:ScenarioEst.

I'm looking to learn more deeply about the loan process

Many investors do this every year.I just sent you a DM with resources that will actually help you get this strategy right, way more useful than a list of CPAs.

Congrats on your first STR!

Seems like a decent sized house so I am skeptical on the rehab.

If you had access to another lender or partner ready to fund, how much more could you scale in 2025? 

As we move towards the end of 2025, I figured it is time to take a moment to reflect on the evolving landscape of single family real estate.