New kitchen, new full bathroom, added half bathroom, new eyebrow porch, new flooring, new paint.What if you did a light value add that projected a value increase enough to cover holding and selling costs, but the market depreciates a little?  

If you were in my spot today — asset-rich but income-light — would you still pull some equity to get started, or hold tight until rates ease up?

How many of those do you need to pay licensing, insurance etc. and keep the lights on

I now am an experienced land lord on paper, although I did it with my family business before in light industrial/commercial, and supported a huge private fund with the 35k homes.My weaknesses:1.

You will need to install outlets, switches, and lighting fixtures as needed,6.

If you already have reliable local help and can handle light management, the upside and diversification seem worth the move.

Brand new toasters, blenders, pots and pans, silverware, etcLook for appliances at big name Appliance Stores that sell seconds or lightly damaged units (scrapes on the side or back)... 

Light rehabs where you can force a few hundred bucks of rent growth are gold for new investors.

I have been investing out there for several years, but am now looking for true partnership of boots on the ground to do light rehabs for my fix and hold strategies.

At my current pace, I’ll likely hit that goal in 2–3 years.I’m torn between two approaches:Keep saving over the next couple of years, get to 20%, avoid PMI, and be in a stronger financial position.Jump in sooner (maybe next year), put less down, and start gaining experience and appreciation sooner — even if it means PMI or a 30-year loan.For context:I’m in the Austin area, so prices are still pretty high but decreasing.I’m okay with some light DIY or value-add work (I’ve done a bit of construction/repair work before).