Maybe I need "stronger" language.Just that: tenant is responsible to remove the leaves.

On one end, you have sponsors who attract institutional capital, family offices, private equity, or high–net-worth investors where the LP's often negotiate stronger terms and maintain greater control. 

Demand will be stronger near campus. 

That alone makes the advice feel real and actually usable.I also appreciated how he ties current and future trends into investing.

For someone with a full-time job and limited time for maintenance, investing in a stronger location is usually the better long-term strategy.Regarding property type, each has pros and cons:Single-Family Homes: Easiest to rent, attract stable tenants and generally appreciate well.Townhomes: Lower exterior maintenance and strong appeal to renters, especially newer builds.Duplexes: Better cash flow but older duplexes may require more repairs and hands-on management.I am a Real Estate Broker and Property Manager here in Atlanta with a reliable team of skilled handymen.

That alone makes the advice feel real and actually usable.I also appreciated how he ties current and future trends into investing.

I own a few properties in Orlando, and I feel this Atl market is much stronger.

At this point, you’re basically investing remotely either way, so you might as well choose a market where numbers are stronger and property management is already built out.Some out-of-state markets that are beginner-friendly with solid rent-to-price ratios:Akron & Canton, OH – Affordable entry points, consistent rental demand, strong cash flow.Columbus, GA – Stable military/manufacturing economy, good PM availability, lots of rent-ready inventory.Huntsville, AL – Job growth + appreciation play, still landlord-friendly.Birmingham, AL – Cash flow focus with reliable PM options for out-of-state owners.Since you already have access to the $60K HELOC, consider using it strictly for down payments rather than renovations.

The upside is appreciation: Woodlawn has been transforming and long term you’ll likely see stronger value growth.

Hi @Scott Green, it really depends on your cash flow goals and risk tolerance, paying it off gives peace of mind and stronger monthly cash flow, while reinvesting could grow your wealth faster if the numbers work.For another commercial property to make sense, the numbers should show stronger returns than your current loan cost.If the cap rate minus your financing rate still leaves positive leverage (meaning your debt helps, not hurts, your returns), then it could be worth pursuing instead of paying off your existing loan.