"Home Mortgage customersIf you're unable to make your payment due to COVID-19 related hardships, we're offering a 90-day payment suspension.

The general theme in my area was “keep fees low and out property will be worth more”, some minutes even stated this as a reason for no annual increase...

Is there a common theme of why they are there in SF or why they renting from you?

Though the theme of downtown homes being valued less than suburbia occurs in other parts of the Atlantic ...

My hope is to kind of do a hybrid of what you said, and find a fixer-upper, flip it/theme it out and put it up on Airbnb and manage it.

I have noticed a recurring theme everywhere I have been so far in the BP community and that is to read Rich Dad, Poor Dad.  

Originally posted by @Anthony Weiss:Thanks to everyone that provided value to this thread and kept with the theme, "HELOC on investment property". 

Additionally, he even said it wouldn't be unreasonable to ask the seller to consider offering me a lower, "discounted" cash deal that would get the property sold outright with the lump sum he wanted so badly, maintain the "good faith" we had been working with for so long, and also avoid me filing a complaint/reporting the agent to the state licensing board, which could result in a bad mark on his license, suspension, etc. - After all, the agent IS the seller's son-in-law, so he would hopefully want what is best for both him and his family.

It was cool to have them e-mailed to me.

It was such a big component that I thought the foundation triangle(knowledge, hustle and money) is missing a big component and that is how I  came up with the idea Foundation Diamond as mentioned in one of the slides, where Mindset is one precondition to the other ones.2) Question#3: Maybe because it is my main priority as well and I am biased toward it but a lot of them take this luxury of time and freedom to spend quality time with their family; That was one of the recurrent theme across the interviews.Also I find they are philanthropists and I think it is refreshing; Once you are not struggling for yourself and are not anymore in "survival mode" asking yourself how you are going to pay the kids' tuition or your mortgage, going full steam in the "rat race" everyday without getting the head up, that is when you start looking after others more; When I say others, I mean beyond the family and a lot of them were involved in the community; It was not forced, but natural to give back; I read that once you reach the summit, you need to throw back the rope for the other ones climbing" and I think it applied there; we see so many crazy things in this world, it is good to see there is still some good in us.3) Their story and Question#4: The other take away is that there is no magic recipe for success and behind every success story, there is some good things and some bad ones such as struggles, fear, desperation, doubt, failures and the reality is not just as rosy as we could imagine for people who are financially free; Most have reached it to a price that not everybody is willing to pay.