That is important as pharmacies typically have FLAT RENT during the primary lease term.There is generally a loan assumption fee and borrower needs to qualify to assume the loan.Annul rent of 498,804 today is not worth that in 2020,2030 year dollars etc. because of inflation.Often very heavy pre-pay penalties into the 7 figures to break a loan early like this and put new debt on it.

I am near Albany Med/Albany Law.College of Pharmacy.

One strategy is to buy a pharmacy cash with 4 years left on the lease for example as financing is hard to do under 10 years left.

I'm currently a pharmacy student in my early 20s projected to graduate in May 2017.

With the Walgreens pharmacy?

I have a 6 figure job in pharmacy and hate it.

Pharmacy very rarely agrees to a ground lease.

I am currently in pharmacy school, but I from what I have seen so far, some lenders are willing to use my deferred 25 year repayment plan, or a 10 year plan, or 1% of the total loan amount.

I graduated from UA with a Physiology degree before going the pharmacy route. 

I was originally attending Pharmacy school but decided that it was not exciting enough for me and that I could not live the next 50 years behind a counter counting pills.