-------------------------------------------- I'm not sure if another carrier will write an additional umbrella if you already have one with a different carrier.

Nicholas,There are some carriers starting to allow Air BnB use of part of the house. 

Sure, I can see some expense in advertising your place for rent however its not like its a wireless carrier charging you an exit fee because they incur fees to give you a phone at a discounted price. 

The Alaska Air flight where the door popped was also a sub contractor issues.the one that is on Boeing is the MCAS although the flights that crashed were all non US or European carriers ..

A lot of these newer carriers hit the market with low premiums, they then have very little capital to pay claims when catastrophy hits and they end up crashing and burning or renewing at 200% the first year. 

When the market adjusts it's a bit like an aircraft carrier making a u-turn.

Another thing you can do when you receive one of these texts is immediately report them as spam to your cellular carrier. 

Why not just ask your insurance carrier?

It didn’t hurt that my carrier offered a 2 for cost of 1 new iPhone if I added a line.

I generally prefer to work with brokers who work with multiple carriers rather than those who are tied to one main company.