After the amendment, the insurance company added the following premiums:Optional DeductibleLandlord's Premises Liab.Other Structures CoverageOrdinance or Law CoverageDwelling Additional CoverageProtective Device CreditFrom your experience, are these additional premiums needed?

I'm 25 years old, my background is in the action sports industry, I grew up skateboarding, surfing, and snowboarding.

This does require a piece of hardware (USB Drive type device) but if you are looking for something they can set up in a couple of minutes then I would go with the Google Voice number.

That demand along with conventions, sports teams, eSports, population growth and a lot of other things going on there right now is making me very optimistic about Vegas' future prospects.

Typically this means that if you're living modestly and have a rental empire, you will be good to go, but if you're living in a McMansion with 3 financed sports cars and have a rental empire - not so much. 

If you used it to repair your primary home it could be 2nd mortgage with limitation, if you used the proceeds for a new sports car it is personal and no deduction.

Real estate is a team sport, and there is no way any investor can do it all on their own, unless they want to burn out.Don't consider moving up, you are already at that point.  

Unless there is a sports event (e.g. 49er game) where all area motels, and hotels are full, people do not flock to these discounted housing.

@Cody Skidmore  I used to be an independent sales rep for the sporting goods industry.

Never heard of sports and networking lol.