I’ve been digging into it lately as my Real Estate Team I am partnered with has multiple multifamily projects for MLI Select — the ability to access higher LTV ratios (up to 95%), amortizations up to 50 years, and better debt coverage flexibility sounds like a serious game-changer for investors focused on affordability, energy efficiency, or accessibility.Curious to hear —Have you or your clients gone through the MLI Select process?

That means more of your cash stays in your business, not the IRS’s pocket.For many buyers in this market the ability to offset income and reinvest tax savings is a major advantage — and it strengthens your underwriting.Since STRs have strong appeal (friends & family groups, weekend escapes, high-end amenities) the sooner you position it as a business, the better your financial outcome.Your Step-By-Step Playbook for Cost SegregationHere’s a practical checklist to make cost segregation work for you in an STR:Buy/underwrite with tax strategy in mind: When you evaluate a property, include cost segregation as part of your operating model (not just nightly rate and occupancy).Engage a cost segregation specialist: You’ll want a qualified provider who understands STRs (they’ll allocate assets into proper shorter lives, document everything).Structure operations for “business” treatment: Track participation (guest communication, property maintenance, marketing) to lean into non-passive income treatment.Conduct the study early: Ideally in the year you take service (purchase or major renovation) so you front‐load benefits.Keep detailed records: Invoices, improvement costs, design/furnishing upgrades, hours spent managing.

But I can say 100% this attorney has sent me a bill and has refused to answer my question which was me asking if the process was completed.

The numerous pop-up windows load slowly, and ACH fees for outgoing payments are $1 each, which adds up quickly.It's particularly frustrating that I have to manually create and apply a bill for maintenance fees to each property every month.

Did you see a noticeable return through higher occupancy, better reviews, or the ability to charge a premium?

I like the ability to attract both summer tourists to a lakeside community and skiers/snowboarders for a year-round draw.The Lehigh Valley LTR market is also quite competitive, though I'm seeing an increasing number of deals hitting the market since the summer.

They just want to ensure you can make the payments.Your DCR should measure financial resilience — the property’s ability to pay everything and still leave you with a profit.Savvy investors underwrite for a minimum 1.25–1.30 real-world DCR after including all the expenses above.

If there are young men with the ability to drive around all day, find run down properties, speak with the home owner and negotiate a property getting it under contract and getting that contract to me - than I am more than happy to pay their commission so they can spend 8 hours a day building a portfolio for my and other investors review. 

If I'm paying 10% or 12% is somewhat irrelevant if I refi or sell within a year, but the ability to borrow $100K or $125K is much more significant since that extra 25% is my cushion for unforeseen expenses on a project.

And when those funds are invested intelligently for liquidity and growth, it amplifies an owner’s ability to reinvest in the property at the right time, maximizing both NOI and asset value.