The panic began again on Black Monday (October 28, 1929), with the market closing down 12.8 percent.

Matteson is poor, and unfortunately the buyer pool for majority-black towns is small.

Mattresses, cleanliness, air purifiers, fans, heaters, softer sheets, black out curtains, lighting.

At a high level, this will let AHP run leaner, taking the entity from running in the red to black.

In my humble opinion.And black swans are flying our direction 

There are sweet spots in the C(+) neighborhoods that do really well for people in Rochester, the C and D neighborhoods are extremely tough, city regulations just pile on in those areas and it can be tough to operate well and stay in the black.

So be sure to keep cash on hand for black swan events. 

We use the 2" Big One memory foam toppers on all our beds at our lake house and cover the whole kit-n-kaboodle with a Serta Black mattress cover.The 1" is also on sale if you don't want to go quite as thick. $10.44https://www.walmart.com/ip/seort/55082641If you keep an eye on the Walmart site, the King might come back in stock for $15.00 - https://www.walmart.com/ip/seort/55082677 Thanks Mike.A topper can make a huge difference.

Black mold, foundation issues, failing septic, flooding, new sump, all galvanized pipes, replace all wiring and a dozen other things can sink the project.

I myself have felt more than a few times that my post must have entered a black hole or something.