Brookside is changing.

This isnt the same as getting a new quote because of changes in the market; I'm talking about changing the pricing after a term sheet is signed and/or the rate is locked only because they were confronted with another quote.A word of warning - in any industry, best and cheapest rarely go together.

Mortgage pay down and appreciation will be your biggest friend long term to change your life.

Very intermittent, and now I have a new goal that coincides with life changes.

Have you adjusted your buying criteria or timelines because of the market changes?

How often do you find that education alone changes the entire outcome?

I just change it away from split fee pricing, right? 

Beyond interest rates, points, and fees can really add up.Before committing to a loan, always calculate your true cost of funds — it can change your deal’s entire ROI.What’s your go-to checklist before finalizing your financing?

After the law change in 2024 it's much easier to place on a lot that didn't use to qualify 

No need to be super positive, I'm just curious what’s actually changed people’s playbooks this year.