But losses are rarely realized, because most homeowners aren’t selling into weakness.If you're looking to build long-term wealth through real estate, buying now may beat waiting years for a “perfect dip” that never comes.For new investors, especially, the risk of inaction can be bigger than the risk of “buying too early.”If you’ve been sitting on the sidelines because you’re scared of a downturn, that’s exactly the mindset that holds many back from building real momentum.Don’t wait for perfection.

Combining that with flexible closing terms and quick inspections has really helped give our offers an edge.

My spouse and I make around $150k combined, we both have stable jobs, and we have a decent amount of savings.

Hey Elmer, congrats on getting approved, that’s a big step.A few things to keep in mind when you’re combining an FHA loan with a line of credit:1.

Hi @Dylan Jashari, For cash deals, start by combining public data sources like county tax records, foreclosure filings, and code enforcement notices, into a central dashboard.

And was the potential combined rental income of both units considered in the income approach on the appraisal or just the main unit?

In some markets they are plentiful and in others rare. 

If I had to choose, I’d lean toward appreciation and long-term stability over maximum cash flow, but ideally I’d find a combination of both.For lifestyle reasons, I’d love to be as close to Scottsdale as possible.

It's fine to go back 3 years to get comps as lot values rarely fluctuate within this timeframe, and it's very difficult to find enough sold comparable lots with the last 6 - 12 months.If I can find a newly constructed house within a half mile or less then I'll check out the purchase history on the house and see what it sold for to the developer.

Personally, I’ve shifted towards a more balanced strategy, combining both short-term projects like flipping with long-term investments to hedge against market fluctuations.