I’d start by reaching out to local portfolio lenders (credit unions are great for this) or a broker (me) who does investor loans – they usually have products designed exactly for this situation and do a 2nd position that'll allow you to tap into the equity without touching your 1st. 

Yes, there’s a need for affordable housing and finding a solution is a heartwarming story but this truthfully is the worst time in recent history to attempt to fix the affordability problem.

For there to be a crash there has to be panic selling and as the economist is quoted, homeowners are just choosing to stay put because they are in great financial shape and can afford to stay.

An extra $20 tip goes a long way and they remember that when they come across a house that might be a good deal later on.As for paying for leads, I feel like that is counter productive.

The housing affordability hits the lower income earner harder than the upper. $150k homes have higher DOM than $675k houses. 

Most people can't afford to move.

Many of my friends and family are facing affordability issues and I wind up hearing ALL about it. 

I don't know what the name of this banana stuff is, but when asking for bids you might want to ask him if this is something that they could swap out for a more neutral odor product In their arsenal of products.Good Luck!

There is no logical reason on products.

A little research shows that different insurance companies will look at this differently, and some insurance companies might be much better/more affordable to work with.Any help would be much appreciated!