Its a site for direct booking so you make the rules and requirements, you take payment by however you want - cash, check, Venmo, Zelle, or regular credit cards if you are set up with Stripe, Square or one of the other processors. 

Goal: spark qualified showings without looking like we’re chasing and keep room for normal credits/concessions if needed.Questions for local buyers/investors:1) In Nov–Dec, which list would you choose for this profile: high-$710s or low-$710s (same $700–$725k portal band)?

Forgot to mention this was a refi-rate & term, not a purchase. 740 credit and 1.2DSCR ratio i can message you with more info if you'd like   

Credit score- the higher the better. 760-780+ generally gets best pricing for investment property loans with most lenders.

She has an 840 credit score, almost maxed out her 20k credit card limit, barely making the mortgage of $2k on her own for the past 2 years.

A fair rent credit is usually whatever a local service would charge.

Typically credited it as cash required to close as long as appraisal comes in clean. you would still need rehab funds or get financing on those:I would be concerned about refinance as the ltv when renovation is complete is very high and DSCR typically on refinance  may not go as high as you need

You absolutely have grounds to ask for a credit.

@Jorge Vazquez I often get inundated with these types of calls after credit pulls, particularly when opening credit accounts at supply houses for building materials, but less frequently when credit pulls are completed for bank loans.

Good credit, lots of equity, lots of cash - normal commercial financing should not be an issue for 4-10 unit property.