Milton Friedman theory simply because this is not the place to write an essay.

Disclosures are often seen as an admission to a guilty conscious.Disclosures should have a specific purpose to inform someone of issues not described in a contract or as a report concerning an issue that can not be addressed at the time of contracting, such as a lead paint disclosure, cloud on title, not that your buyer may not insure the property and it could burn down.

Never apologize for anything that the guest may have found "inconvenient" as it may be seen as an admission of fault.

Except an insurance policy limits are not admissible to be presented as possible funds to collect.

The statement is an admission that the charges cannot be proved, that evidence has demonstrated eitherinnocence or a fatal flaw in the prosecution's claim, or the district attorney has become convinced the accused is innocent.Considering 4 main factors1).

Your heating system is inadequate, by your own admission.

others see it as an admission of guilt and running away. 

By your own admission you moved out and rented another place to make your primary home a STR.

If Polygraph results are not admissible in any court of law, what make you think that Congress will make a law requiing polygraphs in the first place?

If you can tell your story as well in a scholarship essay as you have here on this forum, I'm guessing you can rack up a number of different $1K and 2K scholarships for untraditional students.