I would set up the account tomorrow after they agree to sign, but entering in all the of the check routing info in front of them through my smart phone after they agree to sign a lease seems unwise.I guess I am wondering if anyone has used Cozy to collect deposit and first month's rent and how that coordinated with the lease signing/handing over of keys?

All smartphone based. 

The clients had their poop together and one simple fast email everything was sent and cleared.For me the biggest hurdle is getting documents, everyone uses smart phones and thinks a screen shot or camera phone picture works.

It hooks up to your smart phone and you can see all the info live.

Without your legwork, you're not doing anything different than they can with their smartphone....   

They can execute the entire document with just a click of their mouse (or finger, on a smartphone).Meanwhile, I can see exactly when they viewed the document and when they signed the document, plus we'll both (automatically) receive the final fully-executed document once all the signatures have been gathered.

Then I try to do it on my smartphone and it works okay at first then it just starts acting up again.

Everyone with a smart phone can take a quality video walking through the home in a matter of minutes.

Some bus stops now include a QR code so you can scan it with your smartphone to learn when the next bus is expected to come by.

While not a huge issue, some tenants still do not own smartphones and this limits potential clients.