@Heidi Christensen I am guessing you are a buyer and wat to explain a creative financing offer to an agent.

One would assume you mean 2-4 units, which would qualify for conventional residential financing much like a single family home. (5+ unit properties require commercial financing)The second questions is Are you going to live in it?

I would need to finance the homes and the construction.

.: If You Are New And Looking At Buying Real Estate With Cash - Try Creative Financing instead. 

.: Always ask your Creative Finance Mentor if they have ever been sued, what happened and how much it cost.

Network with other investors to expand your network of people so that when you do invest, it'll be easier.i think finding the deal is most crucial, so getting good at getting deals with brokerage or wholesaling would be a good skill.on the financing side, it's important to understand what type of debt you can get.

The buyer liked it because they picked up an eight-unit property for almost no money down and with long-term financing on the first.You may have to work through hell and hot water to find a worthy lender.But the concept definitely still exists.  

@Daniel M.I only buy on BRRRR or seller finance. 

I would recommend reaching out to a local bank or credit union to get this financed.

Should I try to find a owner financing deal or private lender not to sure.any suggestions would be appreciated.