I would consider making the ability to restore the basement to a full house if you ever sold it. 

Nowadays-  those lots are hard to find for $100-150K and shovel ready (those with utilities in place) can often ask $250K+ in prime areas with ocean views or access and they are increasingly few and far between and sell FAST - because they are worth at least a bitcoin or two..There are a lot of drivers of PNW coastal appreciation including; societal and environmental refuge and retreat,  generational wealth transfer, demand growth, invest-ability and maybe most importantly - location.

In all honesty, the ability to work with a senior lender who accepts mezzanine debt structures is the more difficult part of the equation.

Hi @Justin Wijesinghe I am closing on properties every month that have the ability to cash flow. 

It’s built specifically for rental investors and offers business-account features such as no minimum balance, no monthly maintenance fees, and the ability to open property-specific virtual sub-accounts (helpful when you’re house-hacking and planning a rental next).Here are a few things to ask when comparing banks that may help guide your choice:Monthly fees / minimum balancesAbility to separate finances by property or entity (especially helpful with an LLC)Online/mobile interface ease (remote usability and access)Integration with rent collection and bookkeeping tools you’ll use as you growGood luck with the house hack and the next rental!

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The biggest draw for larger brokers is the ability to hide comp behind the margin curtain on the rate sheet and change it by loan size, etc.

I have the ability to find properties that all in costs including rehab and purchase would only be 70 to 80% or ARV on properties. due to this I have been trying to find lenders that allow for less down and rehab coverage since the properties are so discounted.

I have been interested in real estate investing since I was a student in Physical Therapy due to its wealth building ability and have been listening to the bigger pockets podcast on and off the last few years.

Here's the catch- the lessons and experiences I would lean on if I had the ability to go back in time were learned from the transactions that experienced the most adversity.