@Jason Wray I believe it's important to clarify a few items.

If any major systems (roofs, plumbing, HVAC) are due, you may want to pad that line item slightly. 

BRRRR can work on Detroit Land Bank/Land Trust houses, but only if you treat them like heavy rehabs with strict compliance: read every program stipulation, confirm deed restrictions and rehab timelines, and underwrite all‑in cost with big‑ticket items first (roof, sewer, foundation, electrical, HVAC) plus contingencies and holding time; many lenders won’t finance until work is complete, so plan cash, private, or bridge funds and expect permit oversight and inspections.

You got the extrinsic items, but not the intrinsic. 

Verify for each unit: executed lease, current rent split (tenant vs HAP), last inspection and any open HQS items, rent roll, and payment history; make delivery of missing items a closing condition.

Next step: get two contractor bids by line item and a PM’s rent letter; if the pro forma still works, price a rehab loan vs phased cash plan and pick the lower total carry.

Rare desirable items seem to consistently appreciate faster than inflation and less rare items.  

You’ve got three levers; pick the one that funds the highest‑ROI work with the least risk. 0% cards are fine for bite‑size, invoiceable items if you can pay them off before the promo ends.

What specific items do home inspectors focus on when it comes to all concrete construction new homes such as Onx builders?

An example was a line item for alimony (I am single and have never been married).