.: I was asked by a couple of people to compare doing a Buy & Hold Rental using conventional financing and buying Subject To with selling to a Tenant Buyer and what that would look like.This is an actual deal I recently did.

Okay, you've just taken over a loan Subject To, the seller won't move out.

It is all negotiable, and subject to your states laws.

Unless you're talking about a "subject to" mortgage.

Currently she has no access to hot water or cooking on her stove.

The real change is tax characterization: a hotel-style operation is typically reported on Schedule C and can be subject to self-employment tax, while a true STR without substantial services is usually reported on Schedule E and is not subject to self-employment tax.

However, you will be subject to paying a title company or an attorney for transferring the property.

Just make sure it’s someone who actually does deals in the area, not just talks about them.Florida isn’t “too hot” to get into, but it’s definitely competitive, especially in places like Miami, Tampa, and Orlando.

I’d be careful with some of the advice floating around out there.Sending out texts or cold calling the wrong person can land you in hot water.

Quote from @Cornelius Garland: I have a marketing gem that will help any virtual wholesalers in overly competitive markets who are going through a lot of cold leads just to find a hot seller.