I can do some research there We can't do a sales pitch here or Moderators will ban us.DM us please...

If you already have 2.3M don't waste your time playing with real estate you already have everything you need to achieve your goal, just loan the money out or place it in a moderately conservative mutual fund and watch it grow.

Here’s how I’d frame it with lenders and title to keep things smooth:What you’re trying to do (in lender-speak)Trustee of a revocable trust seeks financing on a rental held in the trust.Borrower vesting: the trust (with you signing as trustee).Use of funds: rehab/update; exit as stabilized DSCR.In-place/market DSCR appears ≥ 1.50x (strong).Best-fit loan structures (pick based on scope of work)Light-to-moderate updates (non-structural):Some DSCR lenders allow a small renovation/holdback escrow (often limited by % of as-is value and scope).Pros: simpler, cheaper, keeps you in perm debt.Watchouts: draw caps, no heavy/structural work, narrower lender pool for trusts.Heavier rehab or anything structural:Use an Investor Bridge/Reno loan (fix-and-rent style) to complete the work, then refi into a DSCR take-out at stabilization.Pros: purpose-built for rehab, draws are straightforward.Watchouts: two closings, interest carry during rehab.Key underwriting/closing items lenders & title will ask forTrust docs: Full trust agreement + all amendments, Certificate/Abstract of Trust, and Trustee Acceptance/Resolutions showing authority to encumber real property and borrow.POA package: Durable POA explicitly granting real estate/borrowing/mortgage authority, confirmation it survives incapacity, and any incapacity determination the POA requires (e.g., physician letter).

Market Selection – Go Where You Can Afford to WinWith a $300K budget, your best leverage will come from markets with moderate price points and strong rental demand.Central/North Jersey: Excellent tenant pool but very high entry prices, property taxes, and often lower cash flow unless you find value-add or small multifamily deals.Philadelphia Region: More accessible entry points ($100K–$250K per door in many submarkets), solid rent-to-price ratios, and a variety of Class B/C neighborhoods with steady demand from students and working professionals.

While the pace has moderated slightly from late 2024, it still more than doubles last year’s rate — a testament to the sector’s resilience amid changing consumer behavior.Industrial finds its rhythm again.

Sounds like good moderation to me :)

Charlotte’s been strong overall with steady population and job growth driving rental demand, but appreciation has cooled to more moderate levels 2–4% range  compared to a few years back.

I have seen this happen a lot over the last 5 years as credit get tougher and lender's try to prevent losses.The ultimate project to be able to buy a TLC or "Ugly Inventory" put in a low to moderate amount of cash to renovate and hit it big on a high ARV.

:If I go to Lisbon as soon as Europe opens up, take a picture of Clayton Morris's residence there and put it up on BP, will the moderators take it down?

We cannot do it here on the forum, and we cannot send you a PM (although some people will do so anyway ignoring the rules).Once the moderators move your post into Classifieds, then we can offer you help.