It also regularly puts out deals at that are typically low 65% LTV, high 10%+ skin in the game/co-investment etc.They market under 506B so are prohibited from posting publicly on the Internet and instead function by referrals.

Building a local team, contractors, property managers, and agents, is the game-changer for scaling without being on-site constantly.

In my mind tying to change the rules of the game is a misuse of my time, money, and energy.

That, too, was my initial game plan going into real estate investing to build a portfolio and have the money come in.

That’s one of the big differences compared to a conventional loan, where 20% down eliminates PMI.When MIP falls off:For FHA loans made after June 3, 2013, the MIP rules depend on how much you put down:Less than 10% down: MIP stays for the life of the loan.10% or more down: MIP lasts 11 years, then it drops off automatically.How to remove it sooner:Yep, to get rid of MIP earlier, you’d have to refinance into a conventional loan once you’ve built up at least 20% equity and meet the other lending criteria.A lot of first-time buyers go FHA just to get in the game, then refinance into conventional once their value or equity grows enough to make it worth it.Hope this helps...

The distressed housing crash business, is not a zero sum game.  

The ones that do well are the ones that stand out — themed homes, heated pools, game rooms, great photography, and top-tier management.

For example, have you seen things like game rooms, fire pits, or home theater setups make a noticeable difference in bookings or nightly rates for higher-end 3 bed / 2 bath properties?

More unfortunately, the ones who wrote that nonsense don't give you any viable game plan.  

I’ve been digging into it lately as my Real Estate Team I am partnered with has multiple multifamily projects for MLI Select — the ability to access higher LTV ratios (up to 95%), amortizations up to 50 years, and better debt coverage flexibility sounds like a serious game-changer for investors focused on affordability, energy efficiency, or accessibility.Curious to hear —Have you or your clients gone through the MLI Select process?