Also, there’s an Amazon credit card.

Winter definitely slows things down in many markets, especially in colder regions.A few strategies that have worked for me during the off-season include:Offering slightly reduced rent for longer lease terms (like 15 or 18 months) to avoid winter lease ends in the futureProviding flexible move-in dates or short-term leases that end in spring or summerIncluding small move-in perks like a rent credit or gift card to boost interest without reducing rent across the boardIncreasing marketing efforts and refreshing listings on listing platforms more frequently to stay visibleIt’s all about staying proactive and making your units stand out.

Good q's, so payment was made through my biz credit cards that the PM/Agent had during the 3mo renovation process.

I think so.We leave a treat from a German bakery and a handwritten card for our guests.  

.💻 Office Supplies & Software – Including bookkeeping tools, printers, and even part of your home office.Creative Ways to Give Back — and Still SaveGiving back can also be tax-deductible when done thoughtfully:🎁 Tenant Appreciation Gifts: Small gifts such as gift cards, snacks, or holiday baskets (under $25 per tenant per IRS rules) can be deductible as a business expense.🏘️ Community Donations: Contributing to local charities, shelters, or community events near your property may be tax-deductible if donated to a registered nonprofit (501(c)(3)).🧤 Property Improvement Drives: Donating old appliances, furniture, or materials from renovations to nonprofit organizations like Habitat for Humanity can qualify as a charitable deduction.Pro Tip:Before December 31st, review your receipts, invoices, and bank statements.

If you find one, you can add the cost into rent or collect it as a flat monthly fee.Create a small, secure trash area - A fenced or enclosed spot near the top of the driveway can make things easier for tenants or haulers to manage.Consider small incentives for upkeep - I’ve seen owners give a small annual rent credit or gift card for tenants who consistently keep the exterior clean and manage trash properly.

If you hate high‑rate debt, price a bank rehab line where you front small tranches on a card, get reimbursed by draws, and rinse monthly so you never raise the full budget at once.

I built on credit cards mostly and with great tenacity, I  got a lender to finance a mortgage when most companies abruptly halted mortgage approval.During the crisis I took time off from building more.

I also have a business credit card for my rental properties so this should also buy time in the event of a true emergency. 

I manage around 30 furnished MTRs in Florida, and I have tried all of the main platforms:Airbnb - By far has the biggest market share (and the biggest marketing machine), and only charges the host 3% (this is less than you pay for credit card processing on other platforms).Note: There's an enduring fallacy out there that Airbnb = STR or "nightly stays".